Wells Law Group P.A. Blog

Hurricane season is starting up in Florida, which could also be called “insurance claim denial” season. Just when you need help the most, insurance companies do everything they can to withhold payment. Insurance is a business, and the way they make money is by keeping as much of it as possible. After Hurricane Irma, insurance companies denied almost a third of all claims, mostly because the assessed damage was less than the deductible on the policy.

New insurance options are now available in Florida that could fill in the gaps for certain homeowners. Are they right for you? Read on for more information. 

If your teen driver has been diagnosed with attention deficit hyperactivity disorder (ADHD), it is extremely important to ensure that they are taking the right medicine to treat the condition in order to avoid a Tampa auto accident. Without managing the symptoms of ADHD, adolescents could be much more likely to cause an auto accident than other teen drivers who do not have ADHD, according to a study published in JAMA Pediatrics. An article in CNN discusses the study, and provides more information for families and motorists in West Central Florida who need to recognize the risks surrounding teen driving crashes and ADHD.

The epidemic of distracted driving is putting drivers in Florida and throughout the country at risk. Safety officials are making a concerted effort to get people to put their phones away while driving. There is good reason for this focus on distracted driving as estimates find that more than a quarter of all collisions stem from cell phone use. That number does not account for all the other distracted behaviors drivers engage in when behind the wheel.

Yet even with all this attention aimed toward this serious problem, distracted drivers continue to put others at risk every day. Not only are drivers repeatedly looking at their phones rather than at the highway, but the number of drivers engaging in this risky behavior may be worse than previously thought.

It's not surprising that our outdoor activities will start to change as we enter the hot, humid months of spring and summer along the Central Florida Gulf Coast. What may come as a surprise, though, is the number of property and casualty insurance claims that also go up in relation to the rising temperatures.