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Wells Law Group P.A. Blog

New Hurricane Insurance Options In Florida

Hurricane season is starting up in Florida, which could also be called “insurance claim denial” season. Just when you need help the most, insurance companies do everything they can to withhold payment. Insurance is a business, and the way they make money is by keeping as much of it as possible. After Hurricane Irma, insurance companies denied almost a third of all claims, mostly because the assessed damage was less than the deductible on the policy.

New insurance options are now available in Florida that could fill in the gaps for certain homeowners. Are they right for you? Read on for more information. 

Drivers With ADHD May Be More Likely To Cause An Auto Accident

If your teen driver has been diagnosed with attention deficit hyperactivity disorder (ADHD), it is extremely important to ensure that they are taking the right medicine to treat the condition in order to avoid a Tampa auto accident. Without managing the symptoms of ADHD, adolescents could be much more likely to cause an auto accident than other teen drivers who do not have ADHD, according to a study published in JAMA Pediatrics. An article in CNN discusses the study, and provides more information for families and motorists in West Central Florida who need to recognize the risks surrounding teen driving crashes and ADHD.

How Tampa's Mangrove Losses Could Increase Risk of Wind Storm Damage

Are mangrove losses in West Central Florida putting Tampa Bay homeowners at greater risk of windstorm damage in the event of a hurricane or other severe storm? If you live in Florida, you may have heard that mangrove forests can provide protection against severe storm damage. If you know about the benefits of mangroves to people and property, you also may know that human impact has been extremely damaging to native mangrove forests throughout the state. We want to talk more about how a greater emphasis on environmental protection also might be able to help protect your home from severe storm damage.

How prevalent is distracted driving? More than you think

The epidemic of distracted driving is putting drivers in Florida and throughout the country at risk. Safety officials are making a concerted effort to get people to put their phones away while driving. There is good reason for this focus on distracted driving as estimates find that more than a quarter of all collisions stem from cell phone use. That number does not account for all the other distracted behaviors drivers engage in when behind the wheel.

Yet even with all this attention aimed toward this serious problem, distracted drivers continue to put others at risk every day. Not only are drivers repeatedly looking at their phones rather than at the highway, but the number of drivers engaging in this risky behavior may be worse than previously thought.

Study Says Tornado Damage May Triple In Coming Years

Homeowners in West Central Florida must be prepared for severe storm damage. One of the many ways a property owner needs to be prepared is to make sure that their insurance policies are up to date and provide proper coverage in the event of serious tornado damage. But will that be enough?

Insurance claims go up with the temperature

It's not surprising that our outdoor activities will start to change as we enter the hot, humid months of spring and summer along the Central Florida Gulf Coast. What may come as a surprise, though, is the number of property and casualty insurance claims that also go up in relation to the rising temperatures.

Safety Tips For Sharing The Road With Large Trucks

As a driver, you should always be aware of your surroundings. However, if you are like many drivers, you might notice that when you see a semi-truck, you perk up a bit more because you are aware of how dangerous they can be. There are many steps you can take to do your part in staying safe on the road.

It is important to always be aware of what is going on not just in front of you but alongside you and even behind you.

Why you need an attorney after a car accident

Chances are your Personal Injury Protection (PIP) insurance will not cover all of the medical expenses you incur in a car accident, especially if you went to the emergency room. You should consider retaining an attorney who can help you recover additional coverage by making a detailed claim or eventually filing a personal injury lawsuit. You may have a basic understanding of PIP and your policy limits, but only an attorney who practices in personal injury law will know the complexities involved.

Insurance companies treat injured people differently than they treat attorneys. They know that the average person is not proficient in personal injury law.

The do's and don'ts after a car accident

The moments after a car accident are often a blur. You may be injured. You may be concerned about the other passengers. Depending on where the accident occurred, you may be on a busy street or highway. In all this chaos, if you are alert enough to think clearly, you should begin to think about how you can protect your rights as an injured person.

These 10 do's and don'ts after a car accident can easily be printed out and stored in your wallet, purse or glove box.

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