If you have ever been in a car accident, you probably know that you cannot always count on the other driver to carry auto insurance, let alone enough to cover all your losses. Medical costs and lost wages can add up quickly, and it is important to get a full financial recovery if you are to move on without financial difficulties.
It's not surprising that our outdoor activities will start to change as we enter the hot, humid months of spring and summer along the Central Florida Gulf Coast. What may come as a surprise, though, is the number of property and casualty insurance claims that also go up in relation to the rising temperatures.
Chances are your Personal Injury Protection (PIP) insurance will not cover all of the medical expenses you incur in a car accident, especially if you went to the emergency room. You should consider retaining an attorney who can help you recover additional coverage by making a detailed claim or eventually filing a personal injury lawsuit. You may have a basic understanding of PIP and your policy limits, but only an attorney who practices in personal injury law will know the complexities involved.
In the aftermath of any type of large and dangerous weather event, there can be a wide and unpredictable range of destruction left behind that many home or property owners may never have experienced before and aren't quite sure how to deal with. When this occurs, how do you sort out who, if anyone, is liable for the damage that occurred?
It's a tale as old as time: Jane Doe's car collides with John DoRight's truck because she wasn't paying attention. John's truck is severely damaged and he's also injured. He wants to file a claim with Jane's insurance company, but she's worried about what this will do to her rates and her coverage. She already has a few accidents on her record and this one could cause her insurer to drop her. Hoping to avoid this possibility, she tries to negotiate payment for damages without involving the insurance company.
Not all car accidents are violent rollover crashes that result in fatalities. In most cases, car accidents are minor accidents, frequently referred to as fender benders, that typically result in non life-threatening injuries. In fact, one of the most common injuries associated with minor rear-end collisions is whiplash.