We cannot control the actions of another driver. This basic fact should come as a surprise to no one, including insurance companies. That is why when you are in a car accident that was not your fault, you do not expect your car insurance premium to rise.
Since its establishment in 1972, most drivers in Florida have been able to turn to their personal injury protection (PIP) coverage to collect up to $10,000 (on a typical policy) to cover medical costs and lost wages caused by a crash. That was until 2012 when the law was reformed by House Bill 119 (HB 119) in an attempt to cut down on fraud.
You've been injured in a crash that was the direct result of someone else's negligence - it's understandable that you want to hold that person accountable for their actions. But do you know how to file a claim for compensation? Do you know what types of damages you're entitled to and how much those damages will cover? Do you even know who you can hold liable for your injuries?
Although most residents of Florida's Gulf Coast can enjoy warm-weather activities throughout the year, the summer months still allow many of us time to take part in barbecues and other outdoor festivities. However, according to the U.S. Fire Administration, summer brings "extreme heat" with it, and higher temperatures can make certain activities more dangerous.
Florida lawmakers want to take action when it comes to preventing car accidents. Yet according to a recent article in the Miami Herald, legislators are considering outlawing red light cameras throughout the state despite loudly voiced objections from officials in individual cities and counties. If lawmakers in our state want to curb the rate of auto accidents on Florida's roads, is removing red light cameras really the best decision? According to Sen. Jeff Brandes of St. Petersburg, red light cameras have "essentially no safety benefit." To be sure, lawmakers believe that distracted driving and cellphone use behind the wheel are to blame for a majority of traffic collisions.