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Posts tagged "fire damage"

Replacement Cost, Actual Value Coverage, and Fire Damage Claims

Losing property or having it damaged in a home fire in the Tampa Bay area can be a devastating experience. While homeowners can obtain compensation for losses by filing an insurance claim and following the proper steps, the amount of money that the insurance company provides does not always correspond to the value of what you've lost.

Fire Damage Claims for Condominiums in Mixed-Use Structures

In recent years, many condominiums and apartment buildings in the Tampa Bay area have begun to show up in mixed-use structures. That is to say, there are many more areas where you can buy a condo that is part of a larger complex made up of restaurants, retail shops, and other consumer establishments. In other words, living space is mixed with commercial space. Throughout West Central Florida, communities like these are being more and more popular. For example, an article in the Tampa Bay Business Journal reported that a new mixed-use development still under construction in the SoHo neighborhood of Tampa had already been completely leased more than 6 months before its planned opening. That particular development, The Morrison, contains 46 residential units and a wide variety of commercial establishments, from a Pilates studio to a cafe.

Florida drought increases fire risk

The significant drought that has lasted into spring throughout Hillsborough County has greatly increased the risk of wildfires. At one point in April, Florida had over 100 wildfires active at one time. While so far wildfires have been contained, homeowners throughout Florida have reason to be concerned.

Apartment Fire in Hillsborough Results in Significant Home Damage

Fires that start in homes are extremely dangerous. Not only can they cause substantial fire damage to your property, but they can also result in serious and sometimes fatal bodily injury. According to a recent article in the Tampa Bay Times, an apartment building fire in Hillsborough County has left 13 residents without a home, two residents with injuries requiring medical treatment, and at least two apartments with irreparably heavy property damage caused by the fire. How did the fire start? And what should you do if your apartment sustains fire damage?

Brush Fire Claims

When most of us think about the threat of home fires and severe fire damage, we tend to imagine scenarios in which we have left the oven on in our house or a neighbor failed to turn off the iron. In other words, we often fear fires caused by human error within the home. But, as many Floridians know perhaps all too well, brush fires can be common occurrences in our state. While these fires sometimes result from negligence, certain weather conditions in Florida can also lead to a dangerous brush fire. Brush fires can occur quickly and without any substantial warning. According to a recent article in the Orlando Sentinel, "this is the time of year when brush fires are more prevalent." And indeed, the article reports that at least seven brush fires occurred across West and Central Florida in the first weeks of April alone.

Preventing BBQ Grill Fire Damage this Summer

Although most residents of Florida's Gulf Coast can enjoy warm-weather activities throughout the year, the summer months still allow many of us time to take part in barbecues and other outdoor festivities. However, according to the U.S. Fire Administration, summer brings "extreme heat" with it, and higher temperatures can make certain activities more dangerous.

Florida Lightning Strikes and Fire Damage

If you live in Florida, it is important to understand the risk of fire claims as a result of lightning strikes. When most of us consider home fires and the possibility of fire damage, we tend to think about fires that start as a result of electrical issues or kitchen leaks. However, lightning strikes lead to a significant number of fires in our state every year and, indeed, across the country. What do you need to know about the relationship between lightning strikes and fire claims? 

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