It's a tale as old as time: Jane Doe's car collides with John DoRight's truck because she wasn't paying attention. John's truck is severely damaged and he's also injured. He wants to file a claim with Jane's insurance company, but she's worried about what this will do to her rates and her coverage. She already has a few accidents on her record and this one could cause her insurer to drop her. Hoping to avoid this possibility, she tries to negotiate payment for damages without involving the insurance company.
Driving is an incredibly risky endeavor in Florida and that's no exaggeration. In this year alone, our state has seen 194,836 crashes, according to the most recent data available from Florida's Integrated Report Exchange System. Of those crashes, 81,641 resulted in injuries and 1,467 were fatal collisions. And as of July 17, the total number of crashes in July alone was nearly 7,600.
When we buy products in Tampa Bay, we expect them to work properly. This is especially true when we purchase a new or used vehicle. In these situations, we should be able to anticipate that the car does not have a safety defect that could cause serious or even fatal injuries. However, product recalls are issued with some frequency, and consumers in the Tampa Bay area often are impacted by both local and nationwide recalls. Given the seriousness of an automobile recall, it is important for Floridians to learn more about these recalls and how they can stay ahead of the game. If your car is subject to a safety recall, you should be able to find out as soon as possible so that you can avoid driving until the problem has been repaired.
While most people are not surprised by the concept that teens engage in risky behaviors, they might not be aware of the scientific research that backs up this claim. According to a recent study, teens in countries across the world showed risky behavior that peaked until they reached the age of 23 or 24. Unfortunately, this behavior includes teens driving more recklessly than their older counterparts, speeding, and letting themselves get more easily distracted.
The car manufacturing industry has developed in leaps and bounds. Today, auto manufacturers have included new technology and innovative features to enhance your safety while driving on the road.
Whether your family is staying in the Tampa Bay area or traveling out of town, it is important to learn more about safety tips for driving in Florida in the winter, as well as for avoiding car accidents if you are heading farther north into regions where you may encounter ice, snow, or other inclement weather conditions. Keep in mind that car accident prevention extends beyond avoiding hazardous atmospheric conditions. It also means being cognizant of the annual influx of drivers during the winter months, as well as an increase in drowsy drivers who have been on the road for too long. Do not forget that you should also take steps to avoid aggressive driving and drowsy driving yourself.
We cannot control the actions of another driver. This basic fact should come as a surprise to no one, including insurance companies. That is why when you are in a car accident that was not your fault, you do not expect your car insurance premium to rise.
Based on a 2014 study conducted by the Insurance Research Council (IRC), the Insurance Information Institute estimates that 1 in 8 drivers are uninsured in the United States. In Florida alone, the IRC estimates that Florida has some 3.2 million uninsured drivers, which places us as one of the top five states across the nation.
No matter where you travel in the state of Florida, you're bound to see a semi truck hauling its trailer either somewhere in state or out of state. But while these road giants only make up approximately 12.5 percent of all registered vehicles in the United States, says Truckinginfo.net, the fact that there are more than 15 million in service on our roadways means we have a good chance of running into one -- quite literally in fact.
Has the recent rise in wrong-way crashes in the Tampa Bay area become a problem that will not soon go away? Last spring, a Hillsborough Sheriff's deputy suffered fatal injuries in a wrong-way collision on the Selmon Expressway, according to a report from WMNF 88.5, the Tampa area's listener-supported community radio station. In response to previous wrong-way crashes that have occurred in the area, "Wrong-Way Driver Alert" signs began appearing overhead on I-275, warning drivers in the St. Petersburg area of the serious risks of these dangerous car accidents.