Filing A Storm Or Water Damage Claim
We know all too well that severe storms are a part of the landscape in Florida, as evidenced in September 2017 when Hurricane Irma hit our state with intensity, devastating parts of the Sunshine State and causing property damage estimated at over $50 billion. Don’t think for a moment other storms like these cannot hit our state again. The hurricane season is set to begin anew on June 1st each year.
When they strike, hurricanes are merciless — they destroy roofs, windows, basements, garages and siding. Appliances are trashed. Flying objects pierce your walls. Destructive mold sets in. When this happens, will you be able to collect on your homeowners policy?
Water damage doesn’t just occur after a hurricane or storm. It can happen when your:
- Dishwasher breaks down
- Refrigerator stops working
- Roof starts leaking
- Pipes burst in your home
- Sump pump breaks down
If the situation goes on long enough, it could start to affect your dry wall and structure of your home as well as cause mold to form in your home.
What Will Your Insurer Tell You?
A major complaint after storms and water damage is that insurance companies try to weasel their way out of contractual commitments. Policyholders who file claims for hurricane damage have heard excuses like these:
- “The damage was not caused by a hurricane, but by water stirred up by the hurricane. Your policy does not cover flood damage.”
- “We’re still assessing the damage in your claim. We are experiencing a serious backlog, but we’ll get back to you eventually.”
- “Your condo wasn’t up to code, so we’re under no obligation to rebuild it as before.”
- “You cashed the check we sent you, which relieves us of responsibility for additional claims.”
Timely Payment For Water Damage And Windstorm Damage
The insurance industry is a mess. Despite the rise in natural disasters, insurance companies manage to make money anyway, by playing a shell game with paper companies. The truth is, many companies are seriously undercapitalized. But that does not release them from the commitment they made to you.
- Damage caused by high or excessive wind
- Mold and mildew damage caused by storm water
- Damage to your home and roof
- Lightning strikes that result in damage to a home or building
Guidance When You Need It
Insurance companies have dozens of attorneys on staff to help minimize the amount you are paid for your claim. By hiring Wells Law Group, P.A., you are no longer an individual against an adjuster and multiple levels of claims professionals along with a bunch of lawyers paid specifically to devise a way to pay you as little as possible.
We Hold Insurance Companies To Their Promise To You
At Wells Law Group, P.A., attorney Kim Wells will hold your insurance carrier to the written promises it made. We conduct our own investigations, and when we uncover the real facts in your case, we will use our knowledge of insurance company tactics to end the runarounds, delays, denials and shrugs.
Put your claim in trusted hands and talk to our managing partner at our firm. Located in Tampa, our firm serves clients throughout the Tampa Bay area and across West Central Florida. To schedule a free initial evaluation, call 813-413-7377 or send us the details of your case by email. Bottom line: We’re here to help you.