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Fires Archives

Replacement Cost, Actual Value Coverage, and Fire Damage Claims

Losing property or having it damaged in a home fire in the Tampa Bay area can be a devastating experience. While homeowners can obtain compensation for losses by filing an insurance claim and following the proper steps, the amount of money that the insurance company provides does not always correspond to the value of what you've lost.

Fire Damage Claims for Condominiums in Mixed-Use Structures

In recent years, many condominiums and apartment buildings in the Tampa Bay area have begun to show up in mixed-use structures. That is to say, there are many more areas where you can buy a condo that is part of a larger complex made up of restaurants, retail shops, and other consumer establishments. In other words, living space is mixed with commercial space. Throughout West Central Florida, communities like these are being more and more popular. For example, an article in the Tampa Bay Business Journal reported that a new mixed-use development still under construction in the SoHo neighborhood of Tampa had already been completely leased more than 6 months before its planned opening. That particular development, The Morrison, contains 46 residential units and a wide variety of commercial establishments, from a Pilates studio to a cafe.

Florida drought increases fire risk

The significant drought that has lasted into spring throughout Hillsborough County has greatly increased the risk of wildfires. At one point in April, Florida had over 100 wildfires active at one time. While so far wildfires have been contained, homeowners throughout Florida have reason to be concerned.

Preventing BBQ Grill Fire Damage this Summer

Although most residents of Florida's Gulf Coast can enjoy warm-weather activities throughout the year, the summer months still allow many of us time to take part in barbecues and other outdoor festivities. However, according to the U.S. Fire Administration, summer brings "extreme heat" with it, and higher temperatures can make certain activities more dangerous.

Florida Lightning Strikes and Fire Damage

If you live in Florida, it is important to understand the risk of fire claims as a result of lightning strikes. When most of us consider home fires and the possibility of fire damage, we tend to think about fires that start as a result of electrical issues or kitchen leaks. However, lightning strikes lead to a significant number of fires in our state every year and, indeed, across the country. What do you need to know about the relationship between lightning strikes and fire claims

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