It's not surprising that our outdoor activities will start to change as we enter the hot, humid months of spring and summer along the Central Florida Gulf Coast. What may come as a surprise, though, is the number of property and casualty insurance claims that also go...

Insurance Law
Windstorm Damage, “Concurrent” Causes, and Property Insurance in Florida
If you sustain property damage in West Central Florida as a result of windstorm damage along with other causes (such as flooding and fire), and your insurance policy does not cover damage related to all of those causes, will your insurance policy have to provide...
Why you should consider adding UM coverage to your policy
Based on a 2014 study conducted by the Insurance Research Council (IRC), the Insurance Information Institute estimates that 1 in 8 drivers are uninsured in the United States. In Florida alone, the IRC estimates that Florida has some 3.2 million uninsured drivers,...
Sen. Jeff Brandes aims sights to kill PIP coverage
Since its establishment in 1972, most drivers in Florida have been able to turn to their personal injury protection (PIP) coverage to collect up to $10,000 (on a typical policy) to cover medical costs and lost wages caused by a crash. That was until 2012 when the law...
Why this hurricane may have you looking at your policy
Even though Hurricane Matthew has been downgrade to a category 3 hurricane, the storm is still expected to cause considerable damage all along Florida's east coast. With winds expected to reach 120 mph and a storm surge that has already caused flooding in northeast...
Video: Were you injured in an auto accident? Contact Wells Law Group, P.A.
If you were injured in a car accident, you may have more immediate concerns, such as medical bills and lost wages. Some of those costs may be covered by your own insurance, but justice also requires the negligent driver to be held accountable. Going to court may be...
Homeowner’s insurance, it’s more than just a good idea, and you need the right amount of coverage!
As a resident of Florida, you are not required to purchase a home insurance policy. Your mortgage holder, however, will require insurance on the property, and if you fail to obtain proper coverage and add it as an additional insured, it will likely "force place"...
Insurance laws have yet to catch up with modern driving tech
On this blog, we often discuss the fact that victims of car accidents in Florida often have various options when it comes to getting money for damages stemming from the crash. This compensation can be available through insurance companies, other drivers and automotive...
Florida’s federal flood insurance policies are drying up
Florida has more flood policies than any other state in the country. However, it appears that coverage in the aptly named Sunshine State is dwindling -- more than 13 percent this fall when compared to six years ago. That equates to almost 300,000 policies. The loss in...
3 things you can do to protect yourself, your things after a fire
House fires can happen for a number of reasons, from lightning during a storm to grease fires on an unattended stovetop. In a matter of minutes, these fires can spread and completely destroy a home and everything inside it. Because of how devastating a house fire...