Disability Insurance Claims

Even if you took the precaution of obtaining disability insurance coverage, it is not always easy to obtain payment of the benefits from your insurance company. Disability claims may be denied by the insurance company for a number of reasons including a perceived lack of coverage for the specific medical conditions you have, if you are capable of continuing to work in another position or field, or even if your physician does not promptly forward medical reports to the carrier. When you know you have a disability, file your claim immediately. The longer the delay in informing the insurer of your condition and claim, the greater the likelihood the insurer will find a reason to deny your claim. Request that your doctor provide you and the insurer with a written explanation of your disability. Present the doctor's explanation to the insurer when you make the claim. The Wells Law Group can assist you if your insurance company improperly denies or delays your Florida disability insurance claim, or if it attempts to pay less than you are entitled under your disability policy.

Even if you took the precaution of obtaining disability insurance coverage, it is not always easy to obtain payment of the benefits from your insurance company. Disability claims may be denied by the insurance company for a number of reasons including a perceived lack of coverage for the specific medical conditions you have, if you are capable of continuing to work in another position or field, or even if your physician does not promptly forward medical reports to the carrier. When you know you have a disability, file your claim immediately. The longer the delay in informing the insurer of your condition and claim, the greater the likelihood the insurer will find a reason to deny your claim. Request that your doctor provide you and the insurer with a written explanation of your disability. Present the doctor's explanation to the insurer when you make the claim. The Wells Law Group can assist you if your insurance company improperly denies or delays your Florida disability insurance claim, or if it attempts to pay less than you are entitled under your disability policy.