An insurance agent is a trained professional you trust and rely upon to ensure you, your home or business can survive a catastrophe. However, sometimes the insurance agent you have placed your trust in makes a mistake regarding your insurance that results in limited or no coverage for your claim. Occasionally, an insurance agent will not obtain the right amount of coverage, the type of coverage you need, or even insure the proper risk. When that occurs, you are likely faced with significant damages, but little or no insurance coverage. You do not have to bear the financial burden of this terrible situation if it was not your fault, but rather the fault of the agent. An insurance agent should counsel you on the types and amounts of insurance you need for your home, business, vacation homes, automobiles, health and life insurance needs, as well as appropriate limits for liability insurance. When necessary, the Wells Law Group represents our clients in lawsuits against their insurance agents to recover the difference between the coverage that should have been provided by the insurer, and that coverage actually provided, as well as all other potential damages our client has been exposed to as a result of the agent's negligence.