Insurance policies contain what are called exclusions. In some cases the policy states what is covered, and at other times, the policy will cover almost everything but then specifically exclude some causes of damage to your home or business. Just because your insurer interprets your policy in a manner so there is no coverage, or so the claim is excluded does not mean the insurer is correct. When you have a question about insurance coverage, policy interpretation or your insurer is denying or delaying your claim, call the insurance coverage attorneys at the Wells Law Group. We can help.
The insurer is not always right in its determinations of whether coverage exists. The worst thing you can do when the insurer denies your claim is to just accept it. Have an experienced insurance coverage attorney at the Wells Law Group review your policy and the claim with you. If coverage is available under the policy based upon the facts, we will take the appropriate action to have the insurance company accept coverage or have a Court rule that coverage is available.
Bad faith is the term used in the industry when an insurance company engages in improper claims handling practices, while adjusting your claim, or actions that are contrary to generally recognized standards for handling claims in the industry and/or Florida law. When an insured is damaged by an insurer’s improper actions, there is a possibility that the insured can obtain damages in excess of the policy limits.
Yes. The first thing you need to do is obtain the services of an experienced insurance coverage lawyer. The insurance attorneys at Wells Law Group can work on your behalf to obtain your insurance policy proceeds for you. When an insurer has delayed payment to you under the policy it may be that a court will determine, after the original claim is resolved, that the insurer acted in bad faith and award you any damages you suffered due to the improper actions of the insurance company.
As in the case of a delay in payment, the first thing you need to do is obtain the services of an experienced insurance coverage lawyer. The insurance attorneys at Wells Law Group can work on your behalf to obtain all of the insurance policy proceeds to which you are entitled. When an insurer has refused to pay you all the policy benefits you are entitled to, a court may determine, after the original claim is resolved, that the insurer acted in bad faith and award you any damages you suffered due to the improper actions of the insurance company.
No. That is an unfair and deceptive claim practice under Florida law and can subject the insurer to punitive damages as well as the compensatory damages to which you are entitled under the policy. If this has happened to you, call the Insurance bad faith attorneys at the Wells Law Group. We can help you.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.
Wells Law Group, P.A. • 1210 Millennium Parkway, Suite 1050 • Brandon, FL 33511 • Phone: (813) 413-8889