Florida has gone several years without a devastating hurricane. But if you think hurricanes are a thing of the past, we know someone who has a bridge to sell you.
When they strike, hurricanes are merciless — they destroy roofs, windows, basements, garages and siding. Appliances are trashed. Flying objects pierce your walls. Destructive mold sets in. When this happens, will you be able to collect on your homeowners policy?
Water damage doesn't just occur after a hurricane or storm. It can happen when your:
- Dishwasher breaks down
- Refrigerator stops working
- Roof starts leaking
- Pipes burst in your home
- Sump pump breaks down
If the situation goes on long enough, it could start to affect your dry wall and structure of your home as well as cause mold to form in your home.
Note: Mold in your home may lead to a first-party mold damage claim. If you are a renter and mold has gotten you sick, then you may have a personal injury claim for mold exposure. You should know these are two separate types of claims. If you had a plumber who caused damage because of a broken pipe and you become sick from that, you can sue the company because it caused you injury. Talk to an attorney at our firm for more information.
What Will Your Insurer Tell You?
A major complaint after storms and water damage is that insurance companies try to weasel their way out of contractual commitments. Policyholders who file claims for hurricane damage have heard excuses like these:
- "The damage was not caused by a hurricane, but by water stirred up by the hurricane. Your policy does not cover flood damage."
- "We're still assessing the damage in your claim. We are experiencing a serious backlog, but we'll get back to you eventually."
- "Your condo wasn't up to code, so we're under no obligation to rebuild it as before."
- "You cashed the check we sent you, which relieves us of responsibility for additional claims."
Timely Payment For Water Damage And Windstorm Damage
The insurance industry is a mess. Despite the rise in natural disasters, insurance companies manage to make money anyway, by playing a shell game with paper companies. The truth is, many companies are seriously undercapitalized. But that does not release them from the commitment they made to you.
- Damage caused by high or excessive wind
- Mold and mildew damage caused by storm water
- Damage to your home and roof
- Lightning strikes that result in damage to a home or building
Guidance When You Need It
Insurance companies have dozens of attorneys on staff to help minimize the amount you are paid for your claim. By hiring Wells Law Group, P.A., you are no longer an individual against an adjuster and multiple levels of claims professionals along with a bunch of lawyers paid specifically to devise a way to pay you as little as possible.
We Hold Insurance Companies To Their Promise To You
At Wells Law Group, P.A., our attorneys will hold your insurance carrier to the written promises it made. We conduct our own investigations, and when we uncover the real facts in your case, we will use our knowledge of insurance company tactics to end the runarounds, delays, denials and shrugs.
Put your claim in trusted hands and talk to the lawyers at our firm. Located in Brandon, we serve clients throughout the Tampa Bay area and across West Central Florida. To schedule a free initial consultation, call 813-413-7377 or send us the details of your case by email. Bottom line: We're here to help you.