Mold may result from a water loss. These claims are sometimes excluded or limited under a property insurance policy. Some molds can cause significant health problems if the person is allergic to certain types of mold. Mold is present in the air we breathe, both indoors and outdoors, and it grows on almost every surface. Mold grows more rapidly in warm wet environments and when excessive moisture accumulates.
Unfortunately, water intrusion is sometimes not found until mold develops indicating a problem. The best way to fight mold is by utilizing an experienced, professional water/mold remediation company to find and dry all wet areas and chemically treat the affected area to prevent mold, and to dry the affected area as soon as possible after the problem is found. Most insurance policies exclude mold damage or limit it so prompt remediation of the condition is a key to less money out of your pocket later. Many times it is necessary to force the insurer to live up to it’s contractual obligations after an insured files their claim. When that occurs, the Wells Law Group, of Central Florida, initiates appraisal or litigation to enforce your contractual rights. Our actions differ from case to case dependent upon the facts, the terms and conditions of the insurance policy, amounts in dispute, and our client’s needs and desires.
Contact the skilled attorneys at Wells Law Group, P.A., in the Tampa Bay area at 813-413-7377, or email us.